Q1: How much time does it take to get the subsidy amount?

A: Once the installation is complete and the net meter is successfully installed, the subsidy is usually credited to your bank account within 30 days.

Q2: Do I need to buy panels from a specific company?

A: Yes, to get the subsidy, you must get the installation done only through vendors who are registered on the official national portal.

Q3: Is a 2 kW solar panel enough to run a 1.5-ton AC?

A: A 2 kW system can comfortably run basic home appliances and support a 1.5-ton inverter AC for a few hours during the daytime.

Q4: Will I get electricity during power cuts?

A: Standard grid-connected solar systems do not provide backup during power cuts for safety reasons. You will need a hybrid system with batteries if you want backup, but batteries are not subsidized.

Q5: Can tenants apply for this solar scheme?

A: No, the electricity bill and the property must be in the applicant's name. Tenants cannot apply unless authorized legally by the property owner.

PM Surya Ghar Yojana 2026: Apply Online & Get Subsidy

Electricity bills are a major monthly expense for households across India. To provide relief to middle-class and lower-income families, the government launched a game-changing initiative to promote renewable energy. If you want to reduce your electricity bill to zero, you need to know about PM Surya Ghar Yojana 2026.

The PM Surya Ghar Yojana is designed to provide up to 300 units of free electricity every month to eligible households. By installing solar panels on your rooftop, you not only save money but also contribute to a greener environment. Let us explore the benefits, the updated 2026 subsidy structure, and how you can apply online today.

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What is the PM Surya Ghar Yojana 2026?

The PM Surya Ghar Muft Bijli Yojana is a massive central government scheme aimed at lighting up 1 crore households in India. Under this program, the government provides heavy financial subsidies directly to your bank account to help you install rooftop solar panels.

Once the solar plant is active, it generates power for your daily home use. If you consume less than what your panels produce, you can even sell the extra electricity back to the grid and earn money.

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Top Benefits of the Scheme in 2026

Opting for rooftop solar under this scheme comes with multiple long-term advantages:

Free Electricity: Get up to 300 units of free power every month, bringing your regular electricity bill down to almost zero.
Direct Subsidy Transfer: The government sends the subsidy amount directly into your bank account within 30 days of successful installation.
Extra Income: Through the net-metering system, any surplus electricity generated can be sold to your local electricity distribution company.
Eco-Friendly: Reduces your carbon footprint and helps India move towards sustainable, clean energy.

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Subsidy Structure for Rooftop Solar

The government has structured the subsidy based on the capacity of the solar plant you install. Here is how much you can get:

For 1 kW System: You receive a subsidy of Rs 30,000. This is suitable for households with an average monthly bill of Rs 1,000 to Rs 1,500.
For 2 kW System: You receive a subsidy of Rs 60,000. Best for homes with slightly higher power usage, like running a small AC or multiple fans.
For 3 kW System (and above): You receive a maximum capped subsidy of Rs 78,000. This is ideal for large families with heavy appliances.

Eligibility Criteria to Apply

Before you start the application process, make sure you meet these simple requirements:

You must be an Indian citizen.
You must own a house with a proper roof suitable for solar panel installation.
You must have a valid electricity connection in your own name.
You must not have availed of any other solar subsidy for the same property previously.

Step-by-Step Guide to Apply Online

Applying for the PM Surya Ghar Yojana is entirely digital and straightforward. Follow these steps:

Visit the official PM Surya Ghar portal.
Register yourself by providing your State, Electricity Distribution Company, Consumer Number, Mobile Number, and Email ID.
Log in using your Consumer Number and Mobile Number.
Fill out the rooftop solar application form with your property and bank details.
Wait for feasibility approval from your local electricity board.
Once approved, get the solar plant installed by any registered vendor listed on the portal.
After installation, apply for a net meter and inspection. Finally, submit your bank details on the portal to receive your subsidy.

Frequently Asked Questions (FAQs)

Q1: How much time does it take to get the subsidy amount?

A: Once the installation is complete and the net meter is successfully installed, the subsidy is usually credited to your bank account within 30 days.
Q2: Do I need to buy panels from a specific company?

A: Yes, to get the subsidy, you must get the installation done only through vendors who are registered on the official national portal.
Q3: Is a 2 kW solar panel enough to run a 1.5-ton AC?

A: A 2 kW system can comfortably run basic home appliances and support a 1.5-ton inverter AC for a few hours during the daytime.
Q4: Will I get electricity during power cuts?

A: Standard grid-connected solar systems do not provide backup during power cuts for safety reasons. You will need a hybrid system with batteries if you want backup, but batteries are not subsidized.
Q5: Can tenants apply for this solar scheme?

A: No, the electricity bill and the property must be in the applicant’s name. Tenants cannot apply unless authorized legally by the property owner.

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John Michael Ramos

John Michael Ramos is a Certified Financial Planner with over 12 years of experience in the automotive insurance and personal finance sectors. He has authored data-driven articles for leading financial publications in India. His goal is to simplify complex insurance jargon into easy-to-understand language. Visit My Linkedin Profile Here.