LifeSG Credits provide a simple $200 boost for eligible National Servicemen. The value sits inside the LifeSG app and behaves like digital store credit. No forms, no long queues. You receive an SMS and a letter when the credit goes live, and you spend it across everyday categories—food, retail, healthcare, and transport. For those who prefer paper, the program allows a switch to physical vouchers on request.
LifeSG Credits Worth $200: Eligibility, Usage Rules, and Expiry
| Program | LifeSG Credits for National Service recognition |
| Credit value | $200 per eligible person |
| Who qualifies | NSFs enlisted on or before 31 Dec 2024 and NSmen (past or present) |
| Disbursement | Automatic in the LifeSG app; SMS and letter notifications |
| Validity | 12 months from the date of issue; unused balance does not carry over |
| Where to use | Merchants that accept PayNow UEN QR and NETS QR; hardcopy vouchers available on request |
Who Qualifies for LifeSG Credits
The eligibility net covers two key groups:
- Full-Time National Servicemen (NSFs) who enlisted on or before 31 December 2024
- Operationally Ready National Servicemen (NSmen), including those who completed service earlier and those still in the reserve force
This setup recognizes both current and earlier cohorts. The credit appears automatically for those who meet the criteria, using official records already on file.
How LifeSG Credits arrive and how to check the balance
There is no application step. The system pushes the $200 into your LifeSG wallet and notifies you twice—first by SMS, then by official letter. Open the app to view your balance, recent transactions, and expiry date. Set a reminder for a month before expiry so you have time to plan the final spend.
Quick steps
- Open the LifeSG app and sign in.
- Tap the wallet or credits section to view the $200 balance.
- Note the expiry date and set a phone reminder for 30 days earlier.
Where and how to spend LifeSG Credits
You can use the credits at a wide range of online and offline merchants that accept PayNow UEN QR and NETS QR. At checkout, choose the relevant QR method in the app and confirm the payment. The system deducts from your LifeSG Credits first (up to your balance) and completes any remaining amount through your selected payment method if allowed by the merchant.
Typical categories
- Food & Groceries: supermarkets, food courts, cafes, restaurants
- Retail: apparel, electronics, home essentials
- Healthcare: GP clinics, pharmacies, wellness services
- Transport & Travel: ride services and eligible booking platforms
- Lifestyle: recreation, entertainment, personal care
If digital payments feel unfamiliar, you can request hardcopy vouchers. These work at designated points and suit users who prefer a cash-like experience.
Validity, expiry, and what to avoid
Each allocation carries a 12-month validity period starting from the day it appears in your app. After the expiry date, unused amounts do not return to your wallet. Track the date, plan your spend, and avoid small leftover balances that are hard to use at the last moment.
Common mistakes
- Waiting until the last week and finding fewer places to spend near you
- Not checking the acceptance method (ensure the merchant uses PayNow UEN QR or NETS QR)
- Forgetting the split payments rule at certain merchants—some accept full credit only
Budgeting ideas to stretch your $200
- Split the credit across essentials: groceries, transport top-ups, and basic health needs.
- Time larger buys—combine a sale or store promo with your credits to lift value.
- Keep receipts for health and education expenses; credits can offset monthly spikes.
- Set a “use-by plan”: for example, $50 per quarter plus $0 left by Week 48.
Support and accessibility
If you face issues with the app or need in-person assistance, you can get help at service centers and digital community hubs. The LifeSG helpdesk also supports step-by-step guidance for wallet, QR payments, and voucher requests. Keep your ID and notification details handy when you ask for help.
Why LifeSG Credits matter for families and local businesses
The program recognizes the service of NSFs and NSmen with a benefit that works in daily life. It also channels spending to local merchants, which supports jobs and keeps more activity within the community. Simple rules, automatic disbursement, and broad acceptance make the credit easy to use for most households.
LifeSG Credits – Quick reference
| Topic | Summary |
|---|---|
| Value | $200 digital credits |
| Eligibility | NSFs (enlisted by 31 Dec 2024) and NSmen |
| Disbursement | Automatic via LifeSG app with SMS + letter |
| Validity | 12 months; no reinstatement after expiry |
| Usage | PayNow UEN QR and NETS QR at participating merchants |
| Alternative | Hardcopy vouchers on request |
FAQs
No. Eligible users receive the $200 automatically in the LifeSG app with SMS and letter notifications.
The credits stay valid for 12 months from the issue date. After that, any unused amount expires and does not return.
Use them at merchants that accept PayNow UEN QR and NETS QR across food, retail, healthcare, transport, and lifestyle categories.
Yes. You may request hardcopy vouchers if you prefer physical usage over digital payments.
Confirm that the outlet accepts PayNow UEN QR or NETS QR for LifeSG Credits. If it does and the issue persists, seek assistance through official support channels.
LifeSG Credits offer a $200 boost that fits daily spending while honoring service to the nation. Clear eligibility, automatic delivery, QR-based payments, and a 12-month window keep the experience simple. Plan your usage, avoid last-minute spending, and use support channels if you prefer paper vouchers or need help with the app.
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John Michael Ramos is a blogger passionate about Government Schemes, Exams, Automobiles, and Trending News. His aim is to provide simple and authentic information.
